David has worked for major banks in Guernsey, Jersey, Cayman and the Bahamas handling trust, company administration and multi-jurisdictional structures with a particular focus on risk management and compliance for almost 30 years.

Andy Ogier has worked for major banking groups in Guernsey for over 20 years. He currently holds numerous board positions in diverse trading operations both locally and in the British Virgin Islands. Andy holds the STEP Diploma in International Trust Management and is a long-standing member of the Society of Trust and Estate Practitioners.

Nicolas has extensive investment experience in the financial, consumer and insurance sector on a global basis; he has served the broader group in senior and board positions for more than 15 years. Prior to joining Codelouf Nic worked at JP Morgan and Ernst & Young. Nic is a South African Chartered Accountant with degrees in Commerce and Accounting.